Good news to everyone who live in Cebu and nearby provinces. Balikbayad Cebu branch is now officially open and ready to serve OFWs and OFW families.
But first, who is Balikbayad?
Balikbayad is under First Digital Finance Corporation, a fin-tech company based in Manila composed of team of professionals with experience in banking, consulting, and technology both in the Philippines and overseas.
The aim of Balikbayad is simple: to help address the financing needs of OFWs.
Balikbayad understands that securing a job overseas entails costs. This is why Balikbayad was established in 2015 to help OFWs who are in need of financial assistance.
Balikbayad – Cebu, Now Open 
Of course, OFWs are not just limited to those who came from Metro Manila. There are many of you who came from provinces and Balikbayad recognized that. In fact, Balikbayad saw an increasing demand from Visayas region, which is why they decided to open a branch, particularly in Cebu. This way, they can easily and more effectively offer its services to our modern day heroes in Visayas region.
The application process is still the same. OFW applicants must fill out the online application form for pre-processing. If approved, you will be contacted by Balikbayad representative to sign loan documents and submit additional requirements, which are easy to comply. The good news is there is no need to go to Ermita, especially if you’re from Cebu or in nearby provinces because Balikbayad can offer their services from there.
Headed by BM Dominador Ferrer, Balikbayad – Cebu is located at Room 351, Colon Development Corporation Building, Osmeña Boulevard, Barangay Sto. Nino, Cebu City. For inquiries and other concerns, you can call them at 032-888-7818.
Hi, pano po ako makahiram, if and to po ako sa abroad?
Hi Doods! Balikbayad requires personal appearance since you will be signing loan documents. Unfortunately, we still don’t have a branch overseas (and hopefully we’ll have one soon!)
hello,good morning.just want to ask if you offer seamans loan here in cebu?
Hi Paulo! Yes, seaman’s loan is also offered in Balikbayad Cebu branch 🙂
hi what the are the requirements?
Hi Rela! Please fill up this form first for pre-approval – https://www.balikbayad.ph/apply-now
You can also check out this link for the procedure on how to apply for a loan with Balikbayad – https://www.balikbayad.ph/getting-a-loan
Hello…gud day, ask ko lang okey approve ang online application ko sa online kasi may na receive akong message go to cebu branch kay taga cebu ko pero naka onboard na ako ngayon….okey lang ba ang mag file ng loan ko is ang misis ko….thanks pls reply
Hello COnrado! Ideally, ang principal borrower po sana since may mga dokumento din po na kailangan ninyo mapirmahan 🙂
hello po sir ano po ba mga requirements if ma approve loan application thru online
Hello Jerry! Here are the requirements – https://www.balikbayad.ph/why-balikbayad
Requirements for ofw loan ?
HI! Please check this list for requirements – https://www.balikbayad.ph/why-balikbayad
Hello po maayong buntag mangutana lang ko ma. /sir maka avail pata karon ug loan nga ecq naman ang cebu. Taga cordova cebu ko sailor ug na stranded ko karon cancel akong flight pa manila pwed kaha ko maka utang karon.?
Hello Ephraim! Please fill out the online application form so Balikbayad can check. Thanks!